Apparently the bank gal was wrong on several different things.
We have to have 35% of the loan amount as a down payment. We were told 25% by the same lady several months back and that was what we had saved up. Now we are rushing to get the other 10% within the next week or so, which is when we were planning on closing.
She was also wrong on the term length. We were going to go for the 15-year length, but now she says they only offer 10-year terms.
She should be fired.
She did offer to not charge us for the appraisal. Gee thanks.
Current Costs
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Building Your Own Home For Dummies - $19.95
Perk test - $350
Survey - $1855
Architect - $1500
